Many People Are Looking For Auto Insurance Quotes in Texas
Texas is one of the states that require auto insurance for anyone who drives. Like other states, Texas has minimum liability limits for injured parties, as well as for property damage. You will be asked for proof of insurance if you are stopped for a traffic violation, if you get into an accident, if you wish to renew your driver’s license and if you have your car inspected. Fines are levied if you fail to provide proof of insurance.
Texas Auto Insurance Requirements
Texas requires a minimum amount of $30,000 for each injured person up to $60,000 for each accident. The minimum for property damage involved in an accident is $25,000 per accident. However, because a vehicle may be worth significantly more than this minimum amount and medical expenses can reach far above the minimum, you could be sued for additional expenses. This is why financial experts recommend purchasing higher limits than the minimum amount.
Online Insurance Quote
The advent of the Internet has made finding auto insurance quotes in Texas easy. A number of insurance agencies provide use-friendly sites to allow you to get an insurance quote. These sites ask a number of questions regarding your driving record to determine the cost of your insurance. Internet-users can also find a number of sites that compare the prices of a number of insurance companies. These sites sometimes make it easier to compare prices for different levels of coverage. Many people find that getting insurance quotes online to be the most convenient way to begin the process of looking for the best value, before visiting with a local agent to make a purchase.
Individual Insurance Company Offices
Many popular insurance companies have offices in both large and small cities across the country. These insurers may offer the ability to compare prices from other insurers, special discounts for bundling auto and property coverage, or other extras. These large companies often have customer service numbers that are available for questions 24 hours a day. Many people feel comfortable doing business with a reputable insurance company.
Independent insurance agents, often called an insurance broker, can provide auto insurance quotes in Texas as well as one-on-one advice to determine the right insurance for your needs. Independent insurance agents work with a wide range of insurance companies so you are not limited in your choices. You can provide your information once and let the agent submit it for a quote to a number of companies to find the best value. Independents can provide the individual attention that can be particularly helpful if you have an accident and need to make a claim.
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