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Roger Welch Agency
Frisco Texas Home Insurance - A Member of Reliance Group Texas, LP
Homeownership is a cornerstone of the American dream, offering stability, security, and a place to create lasting memories. However, for homeowners in Texas, a state known for its diverse geography and extreme weather conditions, the dream of homeownership can sometimes be accompanied by a nightmare – foundation damage. The expansive clay soils, frequent droughts, and …
As summer temperatures continue to rise, the impact of excessive heat on our daily lives becomes increasingly apparent. While we’re often aware of how heat affects us personally, it’s equally important to recognize that our homes are also vulnerable to the scorching threat. Excessive heat can silently wreak havoc on the structural integrity of our …
Home additions can be an exciting way to expand your living space and increase the value of your property in Texas. Whether you’re adding an extra bedroom, extending your kitchen, or building a new garage, these improvements can significantly impact your home insurance coverage. It’s crucial to understand how home additions can affect your insurance …
As the seasons change and fall approaches, insurance companies often witness fluctuations in their rates. Two significant factors contribute to this phenomenon: students going back to school and the holiday season. These events bring about shifts in risk profiles and insurance claims, prompting insurers to adjust their rates accordingly. In this article, we delve into …
Having a home alarm system can often help you save money on your home insurance premiums. Insurance companies typically offer discounts to homeowners who have installed security systems in their homes. These systems can include burglar alarms, fire alarms, smoke detectors, and even surveillance cameras. Home insurance providers view alarm systems as a deterrent to …
Firearms and Home Insurance: Analyzing the Impact on Premiums The discussion surrounding firearms often extends beyond personal safety and raises questions about their potential impact on other aspects of life, including home insurance. Homeowners may wonder whether owning firearms increases or decreases their home insurance costs. In this article, we aim to shed light on …
Home insurance rates in Texas are affected by various factors, including the type and location of the property, the insurance company, and the homeowner’s claims history. However, one significant factor that can influence home insurance rates in Texas is crime. Crime can increase the likelihood of property damage or theft, leading to higher insurance premiums …
Mass shootings have become an all-too-common occurrence in Texas and other states, and they can have a significant impact on various aspects of society, including home insurance rates. In the wake of mass shootings, insurance companies often reassess their risk assessment strategies and adjust their rates accordingly. The tragic events of mass shootings can have …
When most people think of homeowner’s insurance, they usually imagine protecting their homes from common risks like fire, theft, and weather-related damage. However, there are some unique and unexpected items that homeowners in Texas choose to insure. Here are some of the most uncommon items that Texans insure in their homes: Firearms In Texas, it’s …
Boating can be a wonderful way to spend a day out on the water, enjoying the sun and scenery with friends and family. However, accidents can happen, and it’s important to have the proper insurance coverage to protect yourself, your passengers, and your vessel. In this article, we will explore the question of whether boat …
New construction can bring a range of benefits to homeowners, from increased curb appeal and modern features to potentially higher property values. However, it’s important to understand the impact of new construction on the cost of home insurance. While a new home may initially come with a higher price tag, it can also lead to …
Having a home next to an amusement park may seem like a dream come true for thrill-seekers, but it can come with some unexpected costs, including higher insurance premiums and rates. This is because living next to an amusement park increases the risk of property damage and liability, which can result in higher insurance costs …
If you’re an RV owner in Frisco, TX, you know how important it is to have insurance coverage for your vehicle. But with so many options available, it can be overwhelming to decide which policy is best for you. That’s where a local insurance agent comes in – they can help you compare different policies …
Boat owners in Frisco, Texas know that having insurance coverage for their watercraft is essential. Not only is it required by law, but it also protects against financial loss due to accidents or damage. However, finding the right insurance policy can be challenging, especially when there are so many options available. One of the best …
There are several reasons why someone would want to review their auto insurance rates every few months: Price Changes: Insurance companies regularly update their rates and a small change in premium can make a big difference in your monthly expenses. Reviewing your rates every few months helps ensure you are getting the best value for …
5 Reasons Why Frisco, Texas Home Owners Should Work with a Local Insurance Agent for Home Owners Insurance Personalized Service: A local insurance agent can provide personalized service and tailor a home insurance policy to meet the specific needs of Frisco residents. They understand the unique insurance requirements of the community and can provide customized …
From the Perspective of Independent Agents States with the Highest Home and Auto Rates in the U.S. Prices for homes and automobiles are expected to be among those that go up between 2022 and 2023. The national average for the cost of homeowner’s insurance in the United States has increased by 2%. However, in other …
The price of homeowner’s insurance is determined by a number of factors, the most important of which are the location of your property and the amount of money it would take to replace it. What is the Average Cost of Homeowners Insurance? At-A-Glance In 2017, homeowners insurance cost an average of $1,211 per year in …
It is now much simpler to wean oneself off of fossil fuels and begin saving money at the same time. As a result of the recently passed Inflation Reduction Act, the federal government will begin providing huge price reductions in 2023 for homeowners who want to make improvements to their homes so that they are …
In times of strong inflation, having flexible insurance coverage that you can tailor to your needs is essential. Consumers should make it a point to review the pricing structures of as many different insurance providers as they can in order to ensure that they are not overpaying for coverage or including extras on their policy …
Owning a boat is a great way to enjoy the water and spend time with family and friends. However, boat ownership can also be expensive, especially regarding boat insurance. How much coverage do you need? What types of accidents are covered? What discounts are available? This post will explore some of the best ways to …
As a homeowner, you always want what is best for your home. Having some financial safety net in place is essential in case anything unfortunate happens to your house. Good thing there is homeowners insurance, an insurance policy that is commonly offered among homeowners. However, the cost of purchasing home insurance for your home may …
Do you have valuables stored in storage units? Are you worried that your valuables aren’t safe and secure in a storage facility? These fears are normal, especially if you are storing highly valuable items such as vehicles in a storage unit. This is why you must acquire extra insurance that will cover any of your …
How Does My Home Value Affect My Home Insurance Rates? Are you worried about your home’s value affecting your home insurance rates? You have come to the right place as we explain to you how the value of your home changes your home insurance premium. Continue reading and you will learn vital things about your …
