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Roger Welch Agency
Frisco Texas Home Insurance - A Member of Reliance Group Texas, LP
Motor vehicle insurance protects you, the driver, from financial loss that can result from a car accident. A comprehensive policy protects against damage caused by things like fire, theft, vandalism, natural disasters, and collisions caused by animals. Comprehensive policies often include liability coverage, uninsured and underinsured motorist coverage, property damage, and collision coverages. They typically …
For parents who drive the kids to and from class, one important question comes up over and over during summer vacation: “What’s gonna happen next year?” When it comes to insurance, however, the question isn’t exactly relevant – because driving is the same whether it happens in October, January or April. Even though driving is …
College and high school students As a college student who wants affordable auto insurance for the whole family I know first hand how important auto insurance coverage is for everyone on the insurance policy, but being young and having an inexperienced driver is difficult especially with the added responsibility associated with driving after leaving school. …
The number one coverage that car insurance provides policyholders is protection for hail damage. Hail is an inevitable and destructive force of nature that could wreak havoc on our personal properties, especially our vehicles. It is why acquiring car insurance with hail coverage is vital. But many policyholders are questioning whether hail damage will affect …
Homeownership may involve unforeseen problems, like a falling tree on your roof or a pipe breaking in your bathroom. Learning what to anticipate with a homeowner’s claim might help you avoid some surprises. In this tutorial, we’ll lead you step-by-step through the process of filing a homeowners insurance claim, laying out exactly what to anticipate …
Collecting items perceived to be of value has become a growing hobby for many people worldwide. Maybe your father left a collection of important baseball cards for you, and you are keen on providing coverage if incidents like loss, theft, or even flood damages take them away. This is where collectibles insurance comes into the …
Many people are aware of the thing called homeowners insurance. House owners purchase this insurance policy to protect the house and its properties. While homeowners insurance is widely known worldwide, renters insurance is not. Almost every homeowner today has homeowners insurance. But how about people who live in rented homes? Do they still need insurance …
If you drive for Uber, Lyft, or any other rideshare company, your car insurance should be top on your priority list. It could be the difference between staying afloat or going out of business whenever your car is involved in an accident during a trip. You should know if the rideshare company will cover the …
Many people run their businesses from home, and with the Covid pandemic, this number has increased. More than half of the businesses located in the country are run from their owners’ homes. This is proof that running a home-based business has a lot of advantages, and one of them is the lower level of risks …
The kitchen is the part of the home that has the most risk of catching fire. We do most, if not all, our cooking in this enclosed place and this means that we use a lot of heat and electricity. All it takes is a tiny spark, and the whole house could go up in …
Whether you are in the process of buying a brand new boat or are a second-hand one, insurance should be on the top of your mind. Many people assume that boat insurance will be a lot like auto insurance, which is in some cases, but there are significant differences. Regardless, boat insurance is the best …
Let’s face it a disaster can and often does happen when we least expect it to. Most times, the disasters we are struck by are out of human control, and thus they are referred to as an Act of God. The Act of God by the insurance industry is described as an accident or unfortunate …
Will my car insurance cover damage by a storm? It depends on the policy you have. If you have a fully comprehensive policy, then there is the possibility that storm damage to your vehicle is covered. You might want to check your policy’s documents for exclusions like driving on a flooded road. Generally, comprehensive car …
Now, if you enjoy time traveling on the road, like millions of Americans who own an RV, then you should also take some time out to understand the ins and outs of RV insurance in Texas. You will also need to consider insurance if you want to swap your home or apartment for an RV. …
One of the best things about working with a local insurance agent is that the service is customized to your needs. Everything from finding the right policy to taking your phone calls and knowing when your first kid was born is something you can expect from a local insurance agent. Many local insurance agents go …
What Does Home Insurance Cover? It mainly offers coverage for a myriad of risks that a property owner may face, which will be financially challenging for them to cover right away. The most common types of risks include: Damage to the property – It can be the destruction of the residence or the detached structures. …
It isn’t uncommon for a neighbor to destroy your mailbox either because they were in a hurry or they weren’t thinking straight. Regardless of the reason, there are a few things you should do right off the bat. If your mailbox was taken out by a car, it should be replaced under the cover of …
Generally, student drivers will pay more for insurance because they don’t have as much road experience, which means the odds of them getting into an accident are higher. Premiums are expensive for new and student drivers because the risk involved with them being on the road are greater. Most new drivers are young, especially males, …
What should I do if a vehicle damages my property? Well, the first step would be to contact the driving party’s insurance company to let them know of the accident. You will want to also have the damages to your property assessed. Also, ask about a rental car if you think one is needed. If …
Good or safe drivers tend to enjoy the best auto insurance rates. If you have a history of being a safe driver, you will more than likely save money on auto insurance premiums. But you will need to demonstrate a spotless driving record and good driving habits to earn it, though. What is Safe Driving? …
Most people already know that insurance costs vary with the driver, mainly depending on factors like their state of residence, the insurance company of choice, and the type of coverage they choose. However, when it comes to saving money on car insurance, it helps to know what your average driver will expect to pay. The …
Now, if you’re trying to decide between leasing and buying a new car, it’s important to start with an understanding of what type of insurance coverage is needed. Some coverages are required by law, others by the lender if you’re financing. Now for those that don’t know, the major difference between leasing and financing is …
A homeowners’ insurance policy provides coverage for many types of damage to the landscaping, including shrubs, plants, and trees. Also, depending on the insurance, it may also cover a portion of the expenses for when you want to remove a damaged tree from the property. When the landscaping of your property is covered, it is …
Many Americans choose to keep their property in a storage unit of some type. In fact, self-storage has become one of the fastest-growing segments in the real estate industry, at least in the past decade. According to the figures, 1 out of every 10 Americans rent off-site storage. Today, storage sheds and storage space are …
