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Roger Welch Agency
Frisco Texas Home Insurance - A Member of Reliance Group Texas, LP
As a homeowner, you always want what is best for your home. Having some financial safety net in place is essential in case anything unfortunate happens to your house. Good thing there is homeowners insurance, an insurance policy that is commonly offered among homeowners. However, the cost of purchasing home insurance for your home may …
How Does My Home Value Affect My Home Insurance Rates? Are you worried about your home’s value affecting your home insurance rates? You have come to the right place as we explain to you how the value of your home changes your home insurance premium. Continue reading and you will learn vital things about your …
The number one coverage that car insurance provides policyholders is protection for hail damage. Hail is an inevitable and destructive force of nature that could wreak havoc on our personal properties, especially our vehicles. It is why acquiring car insurance with hail coverage is vital. But many policyholders are questioning whether hail damage will affect …
Homeownership may involve unforeseen problems, like a falling tree on your roof or a pipe breaking in your bathroom. Learning what to anticipate with a homeowner’s claim might help you avoid some surprises. In this tutorial, we’ll lead you step-by-step through the process of filing a homeowners insurance claim, laying out exactly what to anticipate …
Collecting items perceived to be of value has become a growing hobby for many people worldwide. Maybe your father left a collection of important baseball cards for you, and you are keen on providing coverage if incidents like loss, theft, or even flood damages take them away. This is where collectibles insurance comes into the …
Many people are aware of the thing called homeowners insurance. House owners purchase this insurance policy to protect the house and its properties. While homeowners insurance is widely known worldwide, renters insurance is not. Almost every homeowner today has homeowners insurance. But how about people who live in rented homes? Do they still need insurance …
Many people run their businesses from home, and with the Covid pandemic, this number has increased. More than half of the businesses located in the country are run from their owners’ homes. This is proof that running a home-based business has a lot of advantages, and one of them is the lower level of risks …
The kitchen is the part of the home that has the most risk of catching fire. We do most, if not all, our cooking in this enclosed place and this means that we use a lot of heat and electricity. All it takes is a tiny spark, and the whole house could go up in …
Let’s face it a disaster can and often does happen when we least expect it to. Most times, the disasters we are struck by are out of human control, and thus they are referred to as an Act of God. The Act of God by the insurance industry is described as an accident or unfortunate …
What Does Home Insurance Cover? It mainly offers coverage for a myriad of risks that a property owner may face, which will be financially challenging for them to cover right away. The most common types of risks include: Damage to the property – It can be the destruction of the residence or the detached structures. …
A homeowners’ insurance policy provides coverage for many types of damage to the landscaping, including shrubs, plants, and trees. Also, depending on the insurance, it may also cover a portion of the expenses for when you want to remove a damaged tree from the property. When the landscaping of your property is covered, it is …
Many Americans choose to keep their property in a storage unit of some type. In fact, self-storage has become one of the fastest-growing segments in the real estate industry, at least in the past decade. According to the figures, 1 out of every 10 Americans rent off-site storage. Today, storage sheds and storage space are …
Home gyms have always been around, but as of late, they have become all the rage. In fact, today, there are more people with home gym equipment than ever before. However, one of the questions many people wonder about and have asked on various forms is if their home equipment is covered in the event …
Many people often opt for a DIY project to save a few dollars. However, many people don’t realize that if they attempt a DIY for which they have little to no experience, the odds of things going sideways are high. In fact, accidents during DIY projects are more common than most people realize. If you …
One of the most apparent benefits of bundling your home, car and life insurance is that it helps you save money. It is the easiest way to save money on mandatory insurance policies by bundling them with a single insurer. The Benefits of Bundling Insurance Just about every insurer in the US offers the option …
It’s not easy searching for the best insurance provider in Frisco. Texas is home to many insurance providers, each offering different policies and coverage options. When it comes to purchasing the best homeowners’ insurance in Frisco, we recommend comparing the quotes, policy wording, coverage, and discounts received from various companies. Hippo: Best Insurance Provider for …
When we talk about bundling insurance policies in Texas, we mean purchasing more than one insurance policy from the same insurance provider. In Dallas, Texas, you’ll find purchasing auto insurance with home insurance from one company to be the most common form of bundling. So, why do we recommend insurance bundling in Texas? In this …
Are Guns Covered Under Homeowners Insurance? For the most part, many homeowners insurance policies provide coverage for firearms, but there’s a limit to how much coverage you can receive. Firearms are private property. As such, a homeowners insurance policy can provide you coverage under accidental losses. Now, most insurance companies will not increase your premiums …
Common Sense Reasons to Insure your home in Frisco TX Buying a home could be the single largest investment most people ever make. Many Texans may also find that it is one of the most significant investments they will make in their lives. Buying a home is a significantly costly endeavor, which also requires saving …
What can you do to increase your homes value? For many homeowners, making their home look great is always a top priority. However, this can not only make the home even nicer to live in, but add substantial value to the property. Whether you are looking to sell in the near future or are not …
Adding a Pool A swimming pool is something that many consider to be a dream. On the hottest days of the year, it can be a lovely way to relax and cool down. A pool is also a fun social spot for entertaining and spending time with the people you love. It can be a …
Finding the Best Home Deductible A deductible is an important part of your home insurance policy. It determines how much you must pay when you file a claim, and it affects the cost of your policy. In general, the higher your deductible, the lower your insurance premium. A low deductible means you will pay more …
Here are the Top 10 questions we get about homeowners insurance. 1. Is my home covered if I move out? Homeowners policies are written and priced for the home to be occupied by the owner of the home, known as the “homeowner”. All homeowners policies contain a vacancy clause. If you move out of the …
The Benefits of Working With an Insurance Broker If you are in the market for home or auto insurance, it may be a good idea to work with a home auto insurance broker. In many cases, you’ll have the ability to review policies from a variety of different companies in your area. This can help …
