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Roger Welch Agency
Frisco Texas Home Insurance - A Member of Reliance Group Texas, LP
Homeownership is a cornerstone of the American dream, offering stability, security, and a place to create lasting memories. However, for homeowners in Texas, a state known for its diverse geography and extreme weather conditions, the dream of homeownership can sometimes be accompanied by a nightmare – foundation damage. The expansive clay soils, frequent droughts, and …
As summer temperatures continue to rise, the impact of excessive heat on our daily lives becomes increasingly apparent. While we’re often aware of how heat affects us personally, it’s equally important to recognize that our homes are also vulnerable to the scorching threat. Excessive heat can silently wreak havoc on the structural integrity of our …
Home additions can be an exciting way to expand your living space and increase the value of your property in Texas. Whether you’re adding an extra bedroom, extending your kitchen, or building a new garage, these improvements can significantly impact your home insurance coverage. It’s crucial to understand how home additions can affect your insurance …
As the seasons change and fall approaches, insurance companies often witness fluctuations in their rates. Two significant factors contribute to this phenomenon: students going back to school and the holiday season. These events bring about shifts in risk profiles and insurance claims, prompting insurers to adjust their rates accordingly. In this article, we delve into …
Having a home alarm system can often help you save money on your home insurance premiums. Insurance companies typically offer discounts to homeowners who have installed security systems in their homes. These systems can include burglar alarms, fire alarms, smoke detectors, and even surveillance cameras. Home insurance providers view alarm systems as a deterrent to …
Firearms and Home Insurance: Analyzing the Impact on Premiums The discussion surrounding firearms often extends beyond personal safety and raises questions about their potential impact on other aspects of life, including home insurance. Homeowners may wonder whether owning firearms increases or decreases their home insurance costs. In this article, we aim to shed light on …
Home insurance rates in Texas are affected by various factors, including the type and location of the property, the insurance company, and the homeowner’s claims history. However, one significant factor that can influence home insurance rates in Texas is crime. Crime can increase the likelihood of property damage or theft, leading to higher insurance premiums …
Mass shootings have become an all-too-common occurrence in Texas and other states, and they can have a significant impact on various aspects of society, including home insurance rates. In the wake of mass shootings, insurance companies often reassess their risk assessment strategies and adjust their rates accordingly. The tragic events of mass shootings can have …
When most people think of homeowner’s insurance, they usually imagine protecting their homes from common risks like fire, theft, and weather-related damage. However, there are some unique and unexpected items that homeowners in Texas choose to insure. Here are some of the most uncommon items that Texans insure in their homes: Firearms In Texas, it’s …
New construction can bring a range of benefits to homeowners, from increased curb appeal and modern features to potentially higher property values. However, it’s important to understand the impact of new construction on the cost of home insurance. While a new home may initially come with a higher price tag, it can also lead to …
Having a home next to an amusement park may seem like a dream come true for thrill-seekers, but it can come with some unexpected costs, including higher insurance premiums and rates. This is because living next to an amusement park increases the risk of property damage and liability, which can result in higher insurance costs …
5 Reasons Why Frisco, Texas Home Owners Should Work with a Local Insurance Agent for Home Owners Insurance Personalized Service: A local insurance agent can provide personalized service and tailor a home insurance policy to meet the specific needs of Frisco residents. They understand the unique insurance requirements of the community and can provide customized …
From the Perspective of Independent Agents States with the Highest Home and Auto Rates in the U.S. Prices for homes and automobiles are expected to be among those that go up between 2022 and 2023. The national average for the cost of homeowner’s insurance in the United States has increased by 2%. However, in other …
The price of homeowner’s insurance is determined by a number of factors, the most important of which are the location of your property and the amount of money it would take to replace it. What is the Average Cost of Homeowners Insurance? At-A-Glance In 2017, homeowners insurance cost an average of $1,211 per year in …
It is now much simpler to wean oneself off of fossil fuels and begin saving money at the same time. As a result of the recently passed Inflation Reduction Act, the federal government will begin providing huge price reductions in 2023 for homeowners who want to make improvements to their homes so that they are …
In times of strong inflation, having flexible insurance coverage that you can tailor to your needs is essential. Consumers should make it a point to review the pricing structures of as many different insurance providers as they can in order to ensure that they are not overpaying for coverage or including extras on their policy …
As a homeowner, you always want what is best for your home. Having some financial safety net in place is essential in case anything unfortunate happens to your house. Good thing there is homeowners insurance, an insurance policy that is commonly offered among homeowners. However, the cost of purchasing home insurance for your home may …
How Does My Home Value Affect My Home Insurance Rates? Are you worried about your home’s value affecting your home insurance rates? You have come to the right place as we explain to you how the value of your home changes your home insurance premium. Continue reading and you will learn vital things about your …
The number one coverage that car insurance provides policyholders is protection for hail damage. Hail is an inevitable and destructive force of nature that could wreak havoc on our personal properties, especially our vehicles. It is why acquiring car insurance with hail coverage is vital. But many policyholders are questioning whether hail damage will affect …
Homeownership may involve unforeseen problems, like a falling tree on your roof or a pipe breaking in your bathroom. Learning what to anticipate with a homeowner’s claim might help you avoid some surprises. In this tutorial, we’ll lead you step-by-step through the process of filing a homeowners insurance claim, laying out exactly what to anticipate …
Collecting items perceived to be of value has become a growing hobby for many people worldwide. Maybe your father left a collection of important baseball cards for you, and you are keen on providing coverage if incidents like loss, theft, or even flood damages take them away. This is where collectibles insurance comes into the …
Many people are aware of the thing called homeowners insurance. House owners purchase this insurance policy to protect the house and its properties. While homeowners insurance is widely known worldwide, renters insurance is not. Almost every homeowner today has homeowners insurance. But how about people who live in rented homes? Do they still need insurance …
Many people run their businesses from home, and with the Covid pandemic, this number has increased. More than half of the businesses located in the country are run from their owners’ homes. This is proof that running a home-based business has a lot of advantages, and one of them is the lower level of risks …
The kitchen is the part of the home that has the most risk of catching fire. We do most, if not all, our cooking in this enclosed place and this means that we use a lot of heat and electricity. All it takes is a tiny spark, and the whole house could go up in …
