Introduction
All information that you provide through this website portal is being provided to
rogerwelchagency.com and its affiliates (this “Agency”) Note that this Privacy Policy addresses the
collection, storage and use of your information by the Agency. The Agency is committed to
protecting the privacy of our users and we use our best efforts to ensure that the information you
submit to us through this website portal remains private and is used only for the purposes set forth
herein.
What this Privacy Policy Covers
This policy covers how the Agency treats personal information that we receive, collect and store,
including information related to your past use of our services. Personal information is information
about you that is personally identifiable like your name, address, email address, phone number,
driver’s license number, driver information or other personal information provided to us in
connection with your use of this website and our services, and that is not otherwise publicly
available.
Information Collection and Use
The Agency collects personal information when you use this website portal. When you use this
website portal, we ask for information such as your name, email address, birth date, gender, zip
code, occupation, driver’s license, driving record, and certain other information necessary for us to
provide you with insurance premium rate quotes as well as other insurance services as requested by
you. Additionally, we may ask for your address, Social Security number and information about the
assets for which you are seeking insurance protection. Once you use our services, you are not
anonymous to us.
The Agency collects information about your insurance policy request and forwards your information
to our member insurance carriers in order to provide you with services that you request. They may
use this information in order to seek other information in order to provide your rate quote
information or other insurance related services. That may include credit reports, motor vehicle
reports, previous claims activity and other relevant information. The parties providing this
information may include affiliated insurance underwriting companies, claims representatives,
independent contractors, insurance agents and brokers, and courts and government agencies.
Information Sharing and Disclosure
We do not sell, share, license or provide personal information about you to any other people or
nonaffiliated companies other than to those carriers from which we request insurance policy rate
quotes, on your behalf In connection with our provision of your information, note that:
? We will provide the information to trusted partners who work on our behalf and are under
confidentiality agreements. These companies or contractors may use your personal
information to help us provide services to you.
? We will respond to subpoenas, court orders or legal process, or to establish or exercise our
legal rights or defend against legal claims. We believe it is necessary to share information in
order to investigate, prevent or take action regarding illegal activities, suspected fraud,
situations involving potential threats to the physical safety of any person, or as otherwise
required by law.
? We will transfer information about you if we are acquired by or merged with another
company. In that event, we will post appropriate notifications on this privacy policy before
your information is transferred and becomes subject to a different privacy policy.
Confidentiality and Security
We will maintain the confidentiality of the information that we collect during your visit to our website.
We do this by maintaining internal practices that help to protect the security and confidentiality of
this information and by limiting access to personal information about you to employees or third
party contractors who we reasonably believe need to come into contact with that information to
provide products and services to you or in order to do their jobs.
Cookies
As is common practice with websites, we use cookies to enhance your web viewing experience. A
“cookie” is a small text file that a website can place on your computer’s hard drive in order, for
example, to collect information about your activities on the site or to recognize your computer in the
future. The cookie transmits this information back to the website’s computer which, generally
speaking, is the only computer that can read it.
When you log onto our website, our website system assigns you a unique identification number and
records that number in the cookie file for your computer. Then, when you visit us again, we are able
to read this number to help gain prompt access to your information. The cookie can help ensure that
your information is kept accurate and also, as a matter of convenience, keeps you from having to re-
enter certain personal and identifying information. Despite its existence, the cookie will not be
associated with any personal information about you and the Agency will not be able to identify you
personally online. The information stored in the cookie is in an encrypted format and cannot be read
without the encryption key.
While we believe that certain cookies enhance your web experience with our website, you have the
option of setting your web browser to reject cookies. However, doing so may negatively impact the
performance of this website.
Changes to this Privacy Policy
We may, from time to time, update this policy. We will prominently post on this policy page, the date
and content of any significant changes in the way we treat personal information.
Disclaimer
The security of all information associated with our users is an important concern to us. As stated
above, we exercise care in providing secure transmission of your information from your computer to
our, and our affiliates’, servers. Unfortunately, no data transmission over the Internet can be
guaranteed to be 100% secure. As a result, while we strive to protect your personal information, we
cannot ensure or warrant the security of any personal information you transmit to us or from our
online products and services, and you do so at your own risk. Once we receive your transmission, we,
including our affiliates, use industry standard efforts to safeguard the confidentiality of your
personal information, such as firewalls and secure socket layers. However, “perfect security” does
not exist on the Internet.
Acceptance of Privacy Policy Terms
By using this website, you acknowledge your agreement with Agency’s privacy policy. IF YOU DO
NOT AGREE WITH THIS POLICY, PLEASE DO NOT USE THIS WEBSITE. Your continued use of the
Agency’s website following the posting of changes to these terms will mean you accept those
changes.
General
This privacy policy is governed by the internal substantive laws of the State of Texas , without regard
to its conflicts of law principles. Jurisdiction for any claims arising under the terms and conditions of
this privacy policy shall lie exclusively with the state and federal courts of the State of Texas , in the
County of Denton . If any provision of this privacy policy is found to be invalid by a court having
competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining
provisions of this privacy policy, which shall remain in full force and effect.
LIMITATION OF LIABILITY
THE AGENCY WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY
OR RESULT FROM YOUR USE OF THIS WEBSITE, INCLUDING, BUT NOT LIMITED TO DAMAGES OR
INJURY CAUSED BY ANY: (a) USE OF (OR INABILITY TO USE) OUR WEBSITE; (b) USE OF (OR
INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR WEBSITE; (c) FAILURE OF
PERFORMANCE; (d) ERROR; (e) OMISSION; (f) INTERRUPTION; (g) DEFECT; (h) DELAY IN
OPERATION OR TRANSMISSION; (i) COMPUTER VIRUS; OR (j) LINE FAILURE. AGENCY IS NOT
LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED
TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY
EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND
EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS
PROVIDED BELOW, AGENCY IS NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR
AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR
BOTH.
HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE
LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY
NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.
DISCLAIMER
THE MATERIAL ON AND PROVIDED THROUGH THIS WEBSITE IS PROVIDED ON AN “AS IS” BASIS.
THIS MEANS THAT WE DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE
MATERIAL IN THE SITES. THIS INCLUDES, BUT ITS NOT LIMITED TO, WARRANTIES THAT: (a) THE
MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (b)
THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR
ERROR-FREE; (c) THAT DEFECTS WILL BE CORRECTED; (d) THAT OUR SITE, OR THE SERVERS THAT
MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS
OR CONDITIONS; OR (e) THAT INFORMATION CONTAINED IN THE SITE IS ACCURATE AS OF ANY
PARTICULAR DATE.
Questions and Suggestions
If you have any questions or suggestions regarding our privacy policy, please contact us at:
972-380-6677