When we talk about bundling insurance policies in Texas, we mean purchasing more than one insurance policy from the same insurance provider. In Dallas, Texas, you’ll find purchasing auto insurance with home insurance from one company to be the most common form of bundling.
So, why do we recommend insurance bundling in Texas? In this article, we’ll cover the real benefits of bunding insurance in Texas.
Benefits of Bundling Insurance in Texas
There are many benefits to bundling your homeowner’s insurance with your car insurance. No doubt, the most advantageous of all is the ability to receive a bundling discount.
Save Money with Bundling Discounts
When policyholders choose to combine their auto and homeowners insurance under one insurance company, they often receive a reduction in deductibles or a reduced cost in premiums. This is often because you’d only have one deductible. Policyholders who opt for bundling their insurance policies can save anywhere from 5% to 25%, and this is what we refer to as a bundling discount.
The benefits don’t end just there! Bundling insurance policies can open up other forms of discounts and benefits, including claims free credit, defensive driving credit, and some insurance agencies may even reduce provide homeowners a cheaper rate to insure their house.
Apart from saving you money, bundling insurance can also save you time! One of the more important reasons we see Texans flock to insurance bundling is because it’s exceptionally convenient. Sticking to one insurance company allows you, the policyholder, to keep track of your renewal dates, policy cover information, and premiums.
A Holistic Approach
Perhaps the most crucial advantage that comes with bundling your insurance in Texas is actually your agent. Yes, you heard that right! Remember, insurance agencies will look at all aspects of your life to determine what forms of coverage you require, your premiums, etc.
If you keep your insurance within one company and hence within one agent, they will know what’s best for your particular lifestyle. We like to phrase this as a holistic approach, as the agent can have a look at your entire life and identify gaps within the policy.
How to Bundle Home and Auto Insurance in Texas
Before you begin transitioning to a single insurance provider, we always recommend reading through your current policies to understand what coverages you have. Always review your policy’s declaration page as it included vital information like the price of your annual premium, deductibles, and coverage amounts. Once you have a good understanding of your current policy, begin searching and comparing insurance bundles across Texas.
Now we all know too well that the process of shopping for insurance policies in Texas can be very time-consuming. In fact, if you have a pretty hectic and busy life, then the idea of sitting down to compare insurance bundle policies across different provides can simply be all too much. In situations such as these, we highly recommend reaching out to an independent insurance agency in Texas.
Talk to Our Agent at Roger Welch to Compare Multiple Quotes
Roger Welch Agency is an independent insurance agent who represents some of the top insurance companies in Texas. Our team of hardworking agents works tirelessly to ensure you receive the best insurance rates and premiums.
Working with an independent allows our policyholders to make an informative, unbiased decision and compare rates from a range of companies. Ready to invest in insurance bundles! Reach out to us for a free, no-obligation quote today.